1)

Why does it mention here that Hashem is Chanun, Tzadik and merciful?

1.

Radak: This is why I call to Him.

2.

Malbim: He heard my Tefilah because (a) He is Chanun, and gives free gifts [to people] without good deeds; (b) He is Tzadik, and will do for me due to my good deeds; (c) Elokeinu has mercy on the poor and crushed. Until now, He always heard my Tefilah due to Chanun and Tzadik; He will continue to hear it due to mercy.

Sefer: Perek: Pasuk:

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